life insurance
Servicemembers' & Veterans' Group Life Insurance
Expanded Benefits under the Traumatic Injury Protection under SGLI (TSGLI) Program
Effective November 26, 2008, VA has increased the number of traumatic injuries covered under TSGLI as well as liberalizing the criteria of other injuries. Follow this link for a summary of the expanded benefits.
What New Injuries are Covered under TSGLI?New injuries covered include the partial amputation of the foot and hands and the degree of injuries based on severe burns. Another important change to the TSGLI program is the payment of a $25,000 benefit to those injured members who are hospitalized for a period of 15 consecutive days as a result of a traumatic injury. Follow this link to view a list of the losses covered under TSGLI.
Why Was the Benefit Expanded?VA recently completed a "Year-One Review" (YOR) of the program to consider whether the program was meeting its intended purpose, whether new injuries or losses should be added, and if improvements could be made in how the program is administered. Follow this link to read more about the TSGLI Year One Review and view a copy of the YOR report.
Are the Changes Retroactive?Changes to benefits are being made retroactive to October 7, 2001, the beginning of Operation Enduring Freedom, consistent with the original implementing legislation.
Servicemembers' & Veterans' Group Life Insurance
Expanded Benefits under the Traumatic Injury Protection under SGLI (TSGLI) Program
Effective November 26, 2008, VA has increased the number of traumatic injuries covered under TSGLI as well as liberalizing the criteria of other injuries. Follow this link for a summary of the expanded benefits.
What New Injuries are Covered under TSGLI?New injuries covered include the partial amputation of the foot and hands and the degree of injuries based on severe burns. Another important change to the TSGLI program is the payment of a $25,000 benefit to those injured members who are hospitalized for a period of 15 consecutive days as a result of a traumatic injury. Follow this link to view a list of the losses covered under TSGLI.
Why Was the Benefit Expanded?VA recently completed a "Year-One Review" (YOR) of the program to consider whether the program was meeting its intended purpose, whether new injuries or losses should be added, and if improvements could be made in how the program is administered. Follow this link to read more about the TSGLI Year One Review and view a copy of the YOR report.
Are the Changes Retroactive?Changes to benefits are being made retroactive to October 7, 2001, the beginning of Operation Enduring Freedom, consistent with the original implementing legislation.
SGLI Disability Extension
What is the SGLI Disability Extension?
The SGLI Disability Extension allows service members who are totally disabled at time of discharge to retain the Servicemembers' Group Life Insurance (SGLI) coverage they had in service at no cost for up to two years.
Is the SGLI Disability Extension For You?
The SGLI Disability Extension is available to you if you are totally disabled at time of discharge. To be considered totally disabled, you must have a disability that prevents you from being gainfully employed OR have one of the following conditions, regardless of your employment status:
Permanent loss of use of both hands
Permanent loss of use of both feet
Permanent loss of use of both eyes
Permanent loss of use of one hand and one foot
Permanent loss of use of one foot and one eye
Permanent loss of use of one hand and one eye
Total loss of hearing in both ears
Organic loss of speech (lost ability to express oneself, both by voice and whisper, through normal organs for speech - being able to speak with an artificial appliance is disregarded in determination of total disability)
What is the SGLI Disability Extension?
The SGLI Disability Extension allows service members who are totally disabled at time of discharge to retain the Servicemembers' Group Life Insurance (SGLI) coverage they had in service at no cost for up to two years.
Is the SGLI Disability Extension For You?
The SGLI Disability Extension is available to you if you are totally disabled at time of discharge. To be considered totally disabled, you must have a disability that prevents you from being gainfully employed OR have one of the following conditions, regardless of your employment status:
Permanent loss of use of both hands
Permanent loss of use of both feet
Permanent loss of use of both eyes
Permanent loss of use of one hand and one foot
Permanent loss of use of one foot and one eye
Permanent loss of use of one hand and one eye
Total loss of hearing in both ears
Organic loss of speech (lost ability to express oneself, both by voice and whisper, through normal organs for speech - being able to speak with an artificial appliance is disregarded in determination of total disability)
YEARLY OVERVIEW
Servicemembers’ Group Life Insurance Traumatic Injury Protection Program (TSGLI) Year-One ReviewThe TSGLI Program became effective on December 1, 2005. The program was designed to provide severely injured service members who suffer certain losses as a direct result of a traumatic injury with short-term monetary assistance. The VA’s Insurance Service undertook a comprehensive review of the TSGLI program to ascertain whether additional injuries/losses should be covered, whether the program was operating effectively, and whether other improvements could be made.Regulations published in the Federal Register November 26, 2008 implemented the changed recommended in the Year One Review.The link below provides access to the final recommendations from this Year-One Review of the TSGLI Program, as well as detailed information on the methodologies and analyses used in the review.
SGLI Disability Extension Increased to Two YearsOn June 15, 2006, the President signed P.L. 109- 233, the Veterans' Housing Opportunity & Benefits Improvement Act of 2006. This law extends the free coverage period under the SGLI Disability Extension from one year to two years. As a result of this change, service members who have a SGLI policy and are totally disabled from the time they separate from service can now keep their SGLI coverage for up to two years at no cost to them.
Servicemembers’ Group Life Insurance Traumatic Injury Protection Program (TSGLI) Year-One ReviewThe TSGLI Program became effective on December 1, 2005. The program was designed to provide severely injured service members who suffer certain losses as a direct result of a traumatic injury with short-term monetary assistance. The VA’s Insurance Service undertook a comprehensive review of the TSGLI program to ascertain whether additional injuries/losses should be covered, whether the program was operating effectively, and whether other improvements could be made.Regulations published in the Federal Register November 26, 2008 implemented the changed recommended in the Year One Review.The link below provides access to the final recommendations from this Year-One Review of the TSGLI Program, as well as detailed information on the methodologies and analyses used in the review.
SGLI Disability Extension Increased to Two YearsOn June 15, 2006, the President signed P.L. 109- 233, the Veterans' Housing Opportunity & Benefits Improvement Act of 2006. This law extends the free coverage period under the SGLI Disability Extension from one year to two years. As a result of this change, service members who have a SGLI policy and are totally disabled from the time they separate from service can now keep their SGLI coverage for up to two years at no cost to them.
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